889 Main Street, Farmingdale, NY 11735
(646) 260.9048

Foreclosure Avoidance in New York

A short sale or traditional sale is arguably one of the smarter alternatives to a foreclosure sale. Benefits include better credit, avoidance of a deficiency judgment and an immediate resolution of the foreclosure litigation.

Foreclosure Avoidance

Know Your Options | Be Informed

Get Your Most Pressing Questions Answered Now

The more information you leave us the better we will understand your situation and be able to respond with the answers you immediately need.

Property information and details such as an Index no. and County will put us in a better position to provide you with an informed answer to your foreclosure questions.

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About Us

Let Us Put Our Experience to Work For You

We are Realtors®, with a combined 35 years of distressed property experience both in the legal and real estate fields.


Our representation has included investors, REO firms and residential property owners and buyers in the sale and purchase of properties.


Put our vast experience and knowledge to work for you today.


We understand foreclosures and bankruptcy proceedings, probably unlike any other real estate service, due to our background, education, experience and acquired knowledge.

We are SFR® certified in Short Sales and Foreclosures by the National Association of Realtors.

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Find out how our dedication to providing the best professional real estate services can help you seamlessly achieve your goals.


Whether it is a Short Sale or Conventional Sale we are uniquely positioned to provide the best guidance tailored to your particular situation.

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Our Affiliations

WE ARE REALTORS ®

We are members of NYS MLS, Staten Island Board of Realtors, Staten Island MLS, National Association of Realtors and The New York Association of Realtors

Commitment

Our Vision

To put all our efforts and energy towards realizing positive and substantial benefits for our clients who, previous to engaging our services, were facing some very difficult times.

Stop the Sale
Close the Deal

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Foreclosures


Not every foreclosure is a short sale nor does it need to be to take advantage of our real estate expertise acquired over decades. Whether there is a new default or years of arrears have accumulated we will know how to handle the marketing and sale of the property.

We Strive to Maximize $$$

We know how to handle the marketing of the property in order to maximize the monetary return. If there are liens to be resolved we will negotiate with the creditor(s) to reach a resolution in your favor.

Stay In the Property

Under an approved short sale agreement with the lender there is no need to prematurely move. As with any other sale, the seller will move at an agreed upon time in or around the time of closing.

Let Us Simplify the Sales Process For You.

Our Expertise will take the burden off your shoulders. Let us show you how we can resolve your foreclosure proceeding and in the case of a Short Sale at no cost to you.

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Foreclosure resolution

Foreclosure Resolution Options

There are several ways to resolve a foreclosure. Some include paying all the arrears and accumulated costs and expenses to the lender, modifying the loan by agreement with the lender, filing a Chapter 13 Bankruptcy Proceeding, litigating the foreclosure action, or selling the property.

Litigation

Litigation

  • Expensive
  • Uncertain Outcome
  • Time Consuming
  • Stressful
  • Requires Retaining Counsel
  • Requires Up Front Money
  • Responsible for Lender’s Attorney Fees & Costs
  • Increases Debt Owed to Lender
  • Results Many Times are Negligible
Selling

Selling

  • Resolves Foreclosure
  • Improves Credit
  • No Deficiency Judgment
  • Move on Your Schedule
  • Easier to Purchase Property in the Future
  • No Foreclosure on Record
  • No Monetary Outlay
  • Obtain Balance of Equity in Property
  • Cash Out
  • If a Short Sale –
  • Receive Money for Relocation Expenses
  • All Closing Expenses are Paid by Lender
  • All Obligations Satisfied
Chapter 13

Chapter 13

  • High Dismissal Rate
  • Loss of Payments Made to Trustee
  • Requires Additional Monthly Income
  • Needs Steady Stream of Additional Income over 5 years
  • Difficult to Comply With All Requirements
  • To Successfully Navigate Requires Retention of Counsel
  • High Legal Fees
  • 10% Fee to Trustee

Ronald B. Losner

Short Sale Realty, Ltd.

Real Estate Broker

Our commitment is to our clients. To see them reach their goals and we will work tirelessly every minute to that end.

Our POSTS

Latest Posts

  • Why Do a Short Sale?

    Why Do a Short Sale?

    Typically, but not always, a decision to request a short sale with a lender occurs when the property is in a delinquent status. As it involves a detailed negotiating process the idea will usually be brought up by either an attorney or a Realtor®.

    Read More

  • FORECLOSURE HELP IN NEW YORK

    FORECLOSURE HELP IN NEW YORK

    FORECLOSURE HELP does not necessarily mean that you need to fight or litigate the foreclosure proceeding. Listing and selling the property with an experienced foreclosure Realtor® has the ability to achieve many goals and resolve the foreclosure proceeding.

    Read More

  • SELLING YOUR HOUSE TO AVOID FORECLOSURE

    SELLING YOUR HOUSE TO AVOID FORECLOSURE

    First and foremost use a Realtor® to sell your greatest asset – your house. A Realtor® that is experienced with all the nuances associated with foreclosures and bankruptcy.   That Realtor® will necessarily be able to determine how much real equity you have in your property and will probably, and ultimately, put more money in your pocket at…

    Read More

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